The Risk Reset: An Economist's Guide to Protecting What You Can't Afford to Lose

Book 9 in T. Rose's Qualogic Learning Reset series — a 12-page economist's guide to insuring the right things, and skipping the coverage that isn't worth it.

Insurance exists to pool risk you truly can't absorb — not every small inconvenience. This guide explains the economics behind risk pooling and how to size your coverage sensibly.

Inside, you'll learn:

• The economics of risk pooling and why insurance exists in the first place
• How to size risk to catastrophic vs. self-insurable losses — grounded in the real stat that 88% of extended-warranty buyers never file a claim, while retailers earn up to 20% of net profit from warranty sales
• The "insure the catastrophe, not the inconvenience" framework

Includes the 7-Day Risk Reset action plan. Instant PDF download, 12 pages.